Personal Finance

Whole Life Insurance: 5 Amazing Facts You Need To Know About

READ ALSO: Essential Guide In Choosing Life Insurance In The Philippines Whole life insurance is probably the “not-so-popular” type of insurance and sometimes most bashed by Financial Gurus and other financial bloggers out there. They prefer popular BTID.  Why? It’s because it is expensive and doesn’t grow your money in a sense as other investments …

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How To Do Retirement Planning Using This Simple Online Calculator

Let me guess, you haven’t done the math don’t you? Don’t worry here are simple things you can do to know how much you will need for retirement. By using the calculator on this article you will have a definite number you can target for your retirement.  #1 How much is your current Annual Income? …

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5 Step Financial Tool To Improve Your Cashflow

Have you heard about cashflow? For me, I’ve first heard this from Robert Kiyosaki’s Cashflow Quadrant. For personal finance, it simply means the difference between your income and your expenses on a certain period. it is important to monitor your cashflow from time to time to see whether your “financially fit” to take additional loans …

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How To Build Your Own Financial Plan [A Complete Guide]

“Unexpected events do happen“… Can you recall a situation in your life where you said: “Oh my god, I did not expect this to happen”? And this happens a lot. Your car broke down, huge traffic across downtown, you forgot your wallet/ID at home, lol. Nerve-wracking and head-scratching situations like this tend to happen a …

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